Klarna T&Cs


What's the deal? Simply make 3 payments, and Klarna covers the 4th.

SHOP NOW to take advantage of this offer in five simple steps (for one week only):
  1. Add your favourite items to cart.
  2. Select Klarna at checkout.
  3. Confirm your order as normal.
  4. Make your first 3 fortnightly payments
  5. Klarna will cover your 4th payment up to $60.
The offer is available from 00:00 on the 13th of September 2021 until 23:59 on the 19th of September 2021.



  • Your purchase will show the full order value.
  • The discount will be a result of your final Klarna payment being reduced following successful completion of your first 3 payments.
  • One use per customer.
  • Max deduction of $60.
  • SHOP NOW to take advantage of this offer for one week only

These Terms and Conditions govern your participation in the offer.

This offer is not available through any app or third party sites. Klarna reserves the right to commence the offer at an earlier date and/or extend the end date at its sole discretion (Offer Period).

For eligible customers making a purchase between $10 and $2,000 using Klarna at the above Participating retailer sites, Klarna will waive the fourth and final repayment of that purchase up to a maximum of $60 (Limit). The order made with the Participating retailer will show the full order value – this discount will come about as a result of the fourth and final instalment being waived up to the Limit. You must pay any amount in excess of the Limit remaining on the final instalment.


  1. Subject to the Exceptions below, to be eligible to have the fourth and final payment waived up to the Limit. Customers must make a purchase between $10 and $2,000 in a single transaction using Klarna at the Participating retailer site.
    Eligible customers must select and use Klarna as a payment option at a Participating retailer site. The offer is not available in store or on any other site featuring the same products.
  2. Only the customers first purchase per brand is eligible to have the fourth and final payment waived up to the Limit.
  3. For customers to be eligible to have the fourth and final instalment waived, the first, second and third instalments must have been paid in full and on time.
  4. You must be an Australian resident and at least 18 years old to be eligible for the offer. Employees of Klarna, associated agencies, and each of their immediate family members are not eligible for this offer. Immediate family includes: spouse, ex-spouse, de facto spouse, child or step-child (including by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or first cousin.

The offer:

  1. Unless otherwise specified in the Exceptions below, Klarna will waive the fourth and final instalment of an eligible purchase made with a Participating retailer during the Offer Period, up to the Limit.


  1. The offer is provided by Klarna. The Participating retailer is not responsible for providing any discount associated with this offer.

General Rules:

  1. Klarna reserves the right to disqualify any entrants who fail to follow the rules set out in these Terms and Conditions, are suspected of engaging in fraud, or any entrant who makes any misrepresentation relating to the offer.
  2. Klarna is not responsible for any technical failures, malfunctions, problems with or damage to equipment (including but not limited to wireless devices, websites, wireless networks, servers, computer hardware or software) during the Offer Period or as a result of you participating in the offer.
  3. Klarna reserves the right, at its sole discretion, to cancel, suspend, cut short or extend the offer.
  4. Klarna’s Pay in 4 Terms and Klarna Shopping Terms apply to the use of Klarna’s products.

Liability and Release:

  1. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act 2010 (Cth), as well as any other implied warranties under the Australian Securities and Investments Commission Act 2001 (Cth) or similar consumer protection laws in the States and Territories of Australia (Consumer Guarantees).
  2. Except for Klarna’s liability under a Consumer Guarantee, in no event will Klarna’s liability for all claims and losses arising out of or in connection with these Terms and Conditions or the offer exceed $2,000.
  3. The offer is in no way sponsored, endorsed or administered by, or associated with, Facebook and/or Instagram and the recipients of the offer fully release Facebook and/or Instagram from any liability.

Personal Information:

  1. Any personal information submitted directly to Klarna will be held in accordance with the Privacy Act 1988 (Cth). Klarna may disclose the personal information of entrants to suppliers and affiliates in order to administer or otherwise run the offer in accordance with its Privacy Policy.
  2. Unless you have already indicated to us that you do not wish to receive marketing material from Klarna, personal information collected during the Offer Period may be used for direct marketing purposes. You may unsubscribe from marketing communications by following the instructions set out in the relevant communication.

Promoter Information:

  1. The Promoter of this special offer is Klarna Australia Pty Ltd., ABN # 82 635 912 579 of Level 16, 175 Pitt Street, SYDNEY NSW 2000. You can contact the Promoter on marketing-au@klarna.com.

SHOP NOW to take advantage of this offer for one week only.